Job Description
Transaction Banking, Payments Product Manager, Vice President – USD Domestic Payments
Location: Dallas, Texas, United States
Opportunity Overview
Corporate Title: Vice President
Office Location(s): Dallas
Job Function: Product Management
Division: Platform Solutions
Payments Product Manager – USD Domestic Payments
TRANSACTION BANKING
We aim to build a modern and digital-first transaction banking solution to serve our clients. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide a best-in-class digital product that helps clients to succeed by giving them a holistic view of their business. Through the use of modern technology built on the cloud, we are the alternative to legacy platforms. We provide our clients a simple, intuitive, secure, and frictionless experience for domestic, cross-border and cross-currency payments. Simplifying payments making it just as easy to pay someone across the globe as it is to pay someone around the corner. We’re a team of diverse experts helping our clients to build the future of their Treasury.
Responsibilities and Qualifications
The USD Domestic Payments Product Manager is pivotal in providing the direction and end-to-end management of our payment products and services, with a special focus on USD domestic payment methods and rails. The incumbent owns responsibility for defining and implementing the overall product strategy, understanding the risks associated with the product, development of new products, and commercialization of these products. The role requires a deep understanding of the different payment options available to corporate and institutional businesses within the United States, spanning across well-established methods such as wires, ACH, and checks to more recent developments in real-time payments. Understanding of client challenges/opportunities and industry trends will be required as inputs into the payments strategic product roadmap and commercialization strategy. Familiarity with cross-border payments and/or domestic payments in other markets will be an added advantage.
Responsibilities include:
Driving the payments product strategy forward through partnership with key stakeholders including Engineering in delivering solutions that utilize the latest technology to provide value to clients.
Operating as a subject matter expert for one or more USD domestic payment mechanisms.
Commercialization of transaction banking services by packaging products into solutions that provide value to clients.
Moderate travel may be required for the role.
Ideal candidate has:
Experience as a payments product manager or payments product development lead or product sales specialist.
Detailed payment rail knowledge, particularly in USD wire, ACH, and checks.
Good understanding of risks and controls entailed in end-to-end payment execution.
Proven track record of delivering initiatives on-time.
Demonstrable ability to partner with operations, engineering, and control teams.
Experience of end-to-end product ownership from ideation to commercialization.
Comfort in client-facing situations when partnering with sales teams.
Excellent organizational, time management, and planning skills.
Basic Qualifications
Bachelor’s Degree or military experience
8-12 years of experience in payments / settlement / treasury management role
Preferred Qualifications / Experience
In-depth knowledge of & experience with USD payment rails.
Moderate familiarity & experience of industry standards, practices, and innovation across payments and cash management domains.
Goldman Sachs is an Equal Employment Opportunity / Affirmative Action employer.
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